Oluwatoyin was born in Ibadan, Oyo State Nigeria, in 1965. She hails from Abeokuta in Ogun State. Toyin achieved her first Degree from the University of Ife, Ile-Ife, and also holds a Masters Degree, LLM (Hons), from the University of Lagos. She holds Professional qualifications from the Institute of Chartered Secretaries and Administrators (I.C.S.A.) UK, and is a Fellow of the Chartered Institute of Stockbrokers (C.I.S.) Nigeria. She has also participated in training programs including the Harvard Business School Disruptive Innovation Executive Education program, Global Strategic Leadership at the Wharton Business School, Investment Banking and Project Finance courses of the Euromoney Group, Portfolio Management Academy at the New York Institute of Finance, and the Peter Drucker Management Program at Robert Kennedy College, Switzerland

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